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Pre-Foreclosure Help · TN & AR — A Titan Property Investors Website

No form. No email. No phone number required.

Free foreclosure help in Arkansas and Tennessee

We buy houses for a living, so you have every reason to be skeptical of a page like this coming from us. Use it anyway. These are the agencies and nonprofits a homeowner should call first, and none of them are trying to buy anything from you.

If you only make one call today, make it a HUD-approved housing counselor. It's free, they'll get on the phone with your servicer, and they have no financial interest in what you decide.

Homeowner's HOPE Hotline: 888-995-4673

Nationwide and Tennessee

Call these before you call us. They're free, they don't want to buy your house, and several of them can talk to your servicer on your behalf. You don't have to give us your information to use any of them.

Nationwide

  • HUD-approved housing counselors

    Free or low-cost counseling from agencies approved by the U.S. Department of Housing and Urban Development. They can talk to your servicer with you about forbearance, repayment plans, and loan modification.

  • CFPB housing counselor search

    The Consumer Financial Protection Bureau's version of the same search, sorted by distance from your ZIP code.

  • Homeowner's HOPE Hotline

    888-995-HOPE (888-995-4673). Free counseling by phone, 24 hours a day, in English and Spanish.

  • CFPB mortgage help

    Plain-English explanations of servicer obligations, what to send in writing, and how to file a complaint if your servicer isn't responding.

  • Fannie Mae homeowner relief

    If Fannie Mae owns your loan, the relief options are different. This tool tells you who owns it.

In Tennessee

We don't get paid if you use any of these, and we're not affiliated with any of them. Watch out for anyone who charges an upfront fee to "save" your home, asks you to sign the deed over before you understand the paperwork, or tells you to stop talking to your lender. Those are the classic signs of a foreclosure rescue scam. See the full resource list.

Arkansas

Call these before you call us. They're free, they don't want to buy your house, and several of them can talk to your servicer on your behalf. You don't have to give us your information to use any of them.

Nationwide

  • HUD-approved housing counselors

    Free or low-cost counseling from agencies approved by the U.S. Department of Housing and Urban Development. They can talk to your servicer with you about forbearance, repayment plans, and loan modification.

  • CFPB housing counselor search

    The Consumer Financial Protection Bureau's version of the same search, sorted by distance from your ZIP code.

  • Homeowner's HOPE Hotline

    888-995-HOPE (888-995-4673). Free counseling by phone, 24 hours a day, in English and Spanish.

  • CFPB mortgage help

    Plain-English explanations of servicer obligations, what to send in writing, and how to file a complaint if your servicer isn't responding.

  • Fannie Mae homeowner relief

    If Fannie Mae owns your loan, the relief options are different. This tool tells you who owns it.

In Arkansas

We don't get paid if you use any of these, and we're not affiliated with any of them. Watch out for anyone who charges an upfront fee to "save" your home, asks you to sign the deed over before you understand the paperwork, or tells you to stop talking to your lender. Those are the classic signs of a foreclosure rescue scam. See the full resource list.

Who we are, and what this page is not

Titan Property Investors is a private real estate investment company. We buy houses directly from homeowners with our own funds. We are not a law firm, not a mortgage lender or servicer, not a government agency, and not a HUD-approved housing counseling agency. Nothing on this page is legal, tax, or financial advice.

We are not real estate agents and this is not a listing service. When we buy, we're the buyer. Our offer is a wholesale cash offer, which is normally below what the same house would bring on the open market with an agent, repairs, and time.

We can't promise to stop a foreclosure, save your credit, or reach any particular outcome. Whether a sale can close before a scheduled foreclosure sale depends on your lender, your title, and your timeline — not on us alone.

Foreclosure procedure is set by state law and by your own loan documents. Deadlines and notice requirements are different in Arkansas and Tennessee, and different again depending on how your lender chooses to foreclose.

Please talk to a licensed attorney in your state about your legal rights and deadlines, and to a HUD-approved housing counselor about loss-mitigation options. Both are free or low cost, and you don't have to talk to us first. Here's the list — no form, no phone number required.

How to spot a foreclosure rescue scam

  • They charge a fee upfront to "stop" or "handle" your foreclosure. Legitimate counselors are free.
  • They tell you to stop talking to your lender or to send your payments to them instead.
  • They want you to sign the deed over now and "rent it back" until you can buy it again.
  • They ask for your Social Security number, bank login, or online mortgage credentials.
  • They guarantee a result. Nobody can guarantee a foreclosure outcome.
  • They pressure you to sign today, before you can have anyone else read it.

Report it to your state attorney general's consumer division, linked above. If you'd rather understand your options before calling anyone, here's every option laid out, including the ones that don't involve us at all.

Related foreclosure guides

Same situation, more detail — state law, county procedure, and the options you still have.