Pre-Foreclosure Help in Cabot, Arkansas

You Know This Town. You Know This Growth.

If you’ve lived in Cabot for any length of time, you’ve watched this place transform. You remember when downtown was still recovering from that devastating tornado in 1976 that leveled 15 blocks and killed five people. You’ve seen the population explode from a quiet railroad town to the largest city in Lonoke County with over 26,000 people. You’ve driven past Game Time at The Grounds—that massive 128,000-square-foot sports complex that people from across the region come to visit, making Cabot a destination for sports tourism.

You know the rhythm of this community. The energy every May when Strawberry Fest fills downtown with thousands of people celebrating those famous sweet red strawberries that Cabot’s been known for since the 1950s. The pride in the Cabot School District—the 7th largest in Arkansas, serving over 10,000 students, the first in the state to earn the Purple Star designation for supporting military families. The sense of being close enough to Little Rock (just 20 miles on I-57/US 67) to have all the metro amenities, but far enough away to keep that small-town feel where neighbors still know each other.

This is the kind of place where families move because of the schools and stay because of the community. Where you can play golf at one of three private courses, walk the trails at The Grounds, or shop at the revitalized downtown with its colorful murals and the all-inclusive Railyard Playground. Where military families from Little Rock Air Force Base (just 15 minutes away) put down roots because Cabot understands and supports them.

So when you’re facing pre-foreclosure here in Lonoke County, it doesn’t feel like just a financial problem. It feels like you’re losing your place in one of Central Arkansas’s most desirable communities—a place that’s growing fast but hasn’t forgotten its roots.

What Pre-Foreclosure Feels Like in Cabot

In a city that’s grown this quickly—from about 10,000 in the 1990s to over 26,000 today—you might think it would be easy to stay anonymous. But Cabot still has that small-town dynamic. You worry about running into someone at the Strawberry Fest or at one of the school events. You wonder if neighbors have noticed the certified letters from the bank. You might avoid certain places because you don’t want to make small talk while this weight is crushing you.

If you bought your home during Cabot’s explosive growth, thinking property values would keep climbing as more families moved here from Little Rock, you might find yourself underwater on your mortgage now. If you work at Little Rock Air Force Base or commute to Little Rock every day for work, you know how gas prices and vehicle maintenance can eat into your budget. A medical bill, unexpected car repairs, helping a family in need, and suddenly you’re behind.

And here’s what’s crucial to understand: You’re not out of time yet. Pre-foreclosure means you still have options. It means the bank hasn’t taken your home. It means you can still breathe, think clearly, and make decisions that work for you and your family.

How Foreclosure Actually Works in Arkansas

Let’s walk through what’s really happening with the foreclosure process, because understanding it helps reduce some of the fear. In Arkansas, most foreclosures are “non-judicial,” which means your lender doesn’t have to go through the court system to foreclose. This makes the process move faster than in some other states.

Here’s the typical timeline:

The Arkansas Foreclosure Timeline

When You First Miss a Payment: Nothing dramatic happens immediately. The bank sends notices. You get phone calls. But they’re not rushing to foreclose—it’s expensive and time-consuming for them, so they’d rather work something out.

After 30-90 Days: The letters get more serious. You start seeing legal language like “default notice” or “intent to accelerate.” This is where many people start to panic and avoid opening mail. But you still have time to respond.

The Notice of Default and Intent to Sell: Under Arkansas law, your lender must send you written notice before they can sell your home. This notice must give you at least 30 days and clearly state:

• The total amount you owe
• The deadline by which you must pay to bring your account current
• A statement that if you don’t pay by that deadline, they intend to sell the property

This notice typically comes by certified mail. If you’re still living in your home near the schools, or out by The Grounds, or in one of the neighborhoods that sprang up during Cabot’s boom years, you’ll get it. This is your official warning.

The Publication Requirement: Here in Lonoke County, the lender also has to publish a notice of the foreclosure sale in a local newspaper once a week for two consecutive weeks. The first publication must happen at least 20 days before the scheduled sale date. This is public notice—anyone can see it.

The Foreclosure Sale: If you haven’t been able to work something out or sell the property yourself, your home goes to public auction. In Arkansas, this typically happens at the county courthouse. For Lonoke County, the courthouse is in Cabot itself—right here in town.

The sale is public, usually held on a weekday morning. Your home is sold to the highest bidder—sometimes that’s the bank itself, sometimes it’s an investor.

After the Sale: Once your home is sold at auction, you typically have to move out quickly. Arkansas doesn’t offer a long redemption period. What’s done is done, and it happens fast.

Here’s What Most People Don’t Realize

The non-judicial process can move faster than you think. But here’s the important part: at any point before that auction gavel comes down, you still have options. You can sell the house yourself. You can try to negotiate with the bank. You can explore a short sale if you owe more than the home is worth.

The key is not waiting until the last minute. Not because we’re pressuring you—we’re not—but because the earlier you act, the more choices you have.

Why Cabot Homes Are Different

Your home here isn’t like a house in a stagnant town or a generic newer suburb. Cabot properties are part of something special—one of the fastest-growing communities in Arkansas, a place that’s been discovered by families looking for exactly what you found: excellent schools, safe neighborhoods, and easy access to Little Rock without the city problems.

If you’re near the schools—which is a big reason most people move here—you know the value of being in the Cabot School District. If you’re in one of the newer developments that sprang up during the boom years, you might have a place with modern amenities and a family-friendly neighborhood. If you’re closer to downtown, you’ve watched the revitalization happening with the Art Walk murals and new businesses.

Maybe you’ve got a home near one of the golf courses, or close to The Grounds where your kids play sports, or in one of the neighborhoods where military families from the Air Force Base settle because Cabot earned that Purple Star designation for supporting them.

These aren’t just addresses. They’re places with memories—kids playing at the park, walking to downtown for Strawberry Fest, cheering at Cabot Panther football games, being part of a community that’s growing but still feels like home.

And here’s what matters right now: properties in Cabot have real value, even if you’re behind on payments, even if the house needs work. You’re in the largest city in Lonoke County, one of the fastest-growing communities in Arkansas. You’re 20 miles from Little Rock with easy I-57/US 67 access. You’re home to one of the best school districts in the state. You’re 15 minutes from Little Rock Air Force Base. People want to live here—young military families, professionals commuting to Little Rock, families prioritizing schools, people wanting suburban safety with city convenience.

That means your home, even in pre-foreclosure, has value. And that value might be your way out.

The Weight You’re Carrying Right Now

Let’s be completely honest about what you’re going through: this is overwhelming. You’re probably not sleeping well. Every time you drive past the schools or through downtown or by The Grounds, you feel the weight of what’s happening. Every unknown phone call makes your stomach drop. You avoid checking the mail because you’re terrified.

You’ve done the math a hundred times. You’ve stayed up late going over the numbers, trying to figure out where the money could come from. But the numbers don’t work, and that reality is crushing.

Maybe you’ve thought about asking family for help, but pride won’t let you. Maybe you’re embarrassed because you work at the Air Force Base or in Little Rock and feel like you should have your life more together. In a growing city where the school district connects so many families, where people see you at sports events or Strawberry Fest, it feels like there’s nowhere to hide. If you’re married, this is probably causing serious tension. If you’re alone, the isolation might be unbearable.

You might be praying about it, trying to maintain faith that somehow this will work out—and some days that brings peace, and some days the fear overwhelms everything.

Here’s what we need you to hear: This situation doesn’t define who you are. You’re not a failure. You’re not irresponsible. You’re a person facing an incredibly difficult situation, and you’re trying to figure out the best way forward.

The fact that you’re reading this right now—that you’re actively looking for solutions instead of just giving up—shows real courage. You’re here, trying to understand your options. That matters more than you realize.

Your Options (No Pressure, Just Clear Information)

There’s no urgency here. No one’s going to pressure you. We just want you to understand what’s actually possible.

Option 1: Catch Up on Payments

If you’ve come into some money—an inheritance, a work bonus, help from family—you can pay what you owe and get current. This stops the foreclosure immediately. If this is possible, wonderful. Problem solved.

But if you’re reading this, it’s probably because that’s not realistic. And that’s okay. There are other paths.

Option 2: Loan Modification or Forbearance

You can try working with your lender to modify your loan. Sometimes they’ll lower your payment, extend the term, defer part of what you owe, or rarely, reduce the principal. Sometimes they’ll agree to forbearance—pausing or reducing payments temporarily.

This can work, but it’s slow and bureaucratic. Extensive paperwork. Long phone calls. Waiting. And no guarantee they’ll approve anything.

If you want to try this, we support that. But understand it takes time, and time might be something you’re running short on.

Option 3: Sell Your Home Yourself (Traditional Sale)

If you have equity—meaning it’s worth more than you owe—you could list with an agent and try a traditional sale. You’d pay off the mortgage, cover closing costs and agent commissions (5-6%), and keep what’s left.

The challenge? Traditional sales take time. Even in Cabot where there’s steady demand because of the schools and growth, it could take weeks or months. And if you’re in pre-foreclosure, you might not have that time. Plus, getting your house show-ready can feel overwhelming when you’re already stressed.

Option 4: Short Sale

If you owe more than it’s worth, a short sale might be an option. The bank agrees to let you sell for less than the full balance. They take a loss, but it’s better than foreclosure.

Short sales can help you avoid foreclosure on your credit, but they’re complicated and slow. The bank has to approve every step, which can take months. And you need a buyer willing to wait.

Option 5: Sell Directly to a Cash Buyer

This is where we come in, and it’s the option that brings the most relief.

Here’s how it works: We buy houses directly, in any condition. You don’t fix anything. You don’t clean anything. You don’t stage it or wait months or deal with bank approval.

We look at your home and situation, and we make you a fair cash offer. If you accept, we handle everything—paperwork, title work, closing. You can close in as little as a week or two if needed, or on your timeline if you need more time.

No agent commissions. No closing costs from your pocket. No judgment.

You walk away without the mortgage weight, without the foreclosure on your record, and you can start fresh.

Why People in Cabot Choose This Route

We’ve worked with families all over Lonoke County—people near the schools, people by The Grounds, people in the older neighborhoods and newer developments. Here’s what they tell us:

“We just needed it to be over.” The constant stress was too much. Selling quickly gave them immediate peace of mind.

“We didn’t have the money to fix it up.” Many homes in pre-foreclosure need repairs. Selling to us meant they didn’t have to come up with thousands they didn’t have.

“We didn’t want everyone in Cabot to know.” In a city where the school district connects so many families and everyone seems to know each other, a foreclosure sale feels painfully public. Selling privately kept their business private.

“The commute to Little Rock was killing us.” Gas, vehicle wear and tear, time away from family—sometimes the math doesn’t work anymore, and selling became the smartest choice.

“We wanted to stay in the Cabot School District.” Some needed to sell but wanted to stay in the area because of the schools. A quick sale made that possible without months of stress.

What Makes Cabot Special (And Why Your Home Matters)

Let’s talk about this town, because it deserves recognition.

Cabot’s story starts with tragedy and resilience. In 1862, Confederate troops camped at Camp Hope, just outside what would become Cabot. A typhoid epidemic ravaged the camp, killing approximately 1,500 soldiers. For decades, those soldiers lay in poorly marked graves until 1905, when Confederate veterans exhumed the remains and moved them to Camp Nelson Confederate Cemetery, marking each grave with marble headstones and erecting a large obelisk. Today, that cemetery is on the National Register of Historic Places, a sobering reminder of the cost of war.

The city itself was born from the railroad. When the Cairo & Fulton Railroad bypassed the existing town of Austin in 1873, a new settlement sprang up around the refueling station. They named it after railroad executive George Cabot Ward. By 1891, Cabot was officially incorporated as the 139th city in Arkansas.

For decades, Cabot was a farming community—cotton, tomatoes, and dairy. The Cabot Creamery Cooperative was founded in 1919. By the 1950s, strawberries had become the signature crop, and those sweet red strawberries made Cabot famous. The annual Strawberry Fest that started in the mid-20th century continues today, drawing thousands every May.

Then came March 29, 1976. A devastating tornado struck downtown Cabot in the afternoon, killing five people and destroying more than 15 blocks. Ninety buildings and homes were damaged or destroyed. The heart of the city was gone. But Cabot didn’t give up. They rebuilt, creating City Plaza where Highway 89 was rerouted, building a new city hall, library, and police station on the site of the debris. They turned tragedy into renewal.

The opening of Little Rock Air Force Base in 1955 just 15 minutes away brought military families to the area. As Little Rock grew, Cabot became a bedroom community—close enough to commute, far enough to feel different. The population exploded. From about 10,000 in the 1960s to over 26,000 today. But even with that growth, Cabot kept its character.

Today, the Cabot School District serves over 10,000 students across 19 campuses—the 7th largest district in Arkansas. The district became the first in the state to earn Purple Star designation, recognizing its commitment to military families. Over 1,000 military children are enrolled.

Game Time at The Grounds—that massive 128,000-square-foot indoor sports complex surrounded by a 230-acre park—is the crown jewel of Cabot’s transformation into a sports tourism destination. Add in three private golf courses, the revitalized downtown with its Art Walk murals and all-inclusive Railyard Playground, and you have a community that’s balancing explosive growth with intentional quality of life.

This is Cabot—a place that survived a tornado and came back stronger. A place that welcomes military families and grows strawberries. A place where you can live 20 minutes from the state capital but still feel like you’re in a small town.

If your home is part of this place—whether it’s near the schools everyone wants to be zoned for, or by The Grounds where families spend weekends, or in one of the neighborhoods that filled with young families during the boom years—it has value. Real value to someone who wants what Cabot offers.

And that includes us.

No Pressure. No Games. Just Honest Help.

We’re not here to pressure you. We’re not going to tell you that you have to decide today, or use high-pressure tactics. That’s not how we operate.

What we are here to do is offer you an option that might bring some relief. If you want to talk, we’ll listen without judgment. If you have questions, we’ll answer them honestly. If you need time to think it over, take all the time you need.

This is your home. Your decision. Your life. We’re just here to help if that’s what you want.

What Happens If You Reach Out

If you decide to call or fill out the form, here’s exactly what happens:

1. We’ll have a conversation. No sales pitch, no pressure. Just an honest discussion about your situation and what you’re hoping to accomplish.
2. We’ll come look at your property. If you’re comfortable, we’ll schedule a time to see the house and ask some questions.
3. We’ll make you a fair cash offer. Usually within 24-48 hours, we’ll present an offer in writing. No obligation. If it works for you, great. If not, that’s fine too.
4. You take whatever time you need. Think about it. Pray about it. Talk it over with family. We’ll be here when you’re ready.
5. If you accept, we handle everything. We work with a local title company, take care of all paperwork, and make the process as smooth as possible.

This Isn’t the End of Your Story

Whatever happens with this house, it’s not the end. You’re going to be okay. That might be hard to believe right now, but it’s true.

Losing a home is one of the hardest things a person can go through, especially in a place like Cabot where community and schools and family life are so deeply connected. But this moment doesn’t define who you are.

People come back from this. People rebuild their lives, their credit, their sense of home. People find new places, new communities, new peace. You will too. You’re stronger than you feel right now.

Right now, you just need to take the next step. And if that next step is reaching out to us, we’ll be here.

Frequently Asked Questions

What is pre-foreclosure and how does it work?

Pre-foreclosure is that critical window between when you fall behind on mortgage payments and when your home is actually sold at public auction at the Lonoke County courthouse. Think of it as the warning phase—the bank has started the legal foreclosure process, but your home still legally belongs to you and you still have the power to make decisions. Here in Arkansas, this process typically begins after you’ve missed several monthly payments and your lender sends you an official Notice of Default and Intent to Sell, which by law must give you at least 30 days before any sale can happen. During pre-foreclosure, you still live in your home, you’re still the legal owner, and most importantly, you still have options and control over the outcome. In Lonoke County, you’ll see the foreclosure notice published in a local newspaper for two consecutive weeks, and that publication must happen at least 20 days before the scheduled auction date. This window of time—which can be anywhere from a few weeks to a few months depending on where you are when you take action—is your opportunity to do something. You can catch up on payments if you can come up with the money, you can try to work out modified terms with your lender, or you can sell the property on your own terms before the bank takes control and auctions it off. Pre-foreclosure feels absolutely terrifying because the legal language makes it sound final and inevitable, but that’s not true. It’s the period when you still have the most options and control. The key is recognizing you’re in pre-foreclosure and taking action while you still have time, rather than letting fear and overwhelm paralyze you into doing nothing.

Can I sell my house during pre-foreclosure?

Absolutely yes, and in fact selling during pre-foreclosure is often one of the smartest decisions you can make. It’s completely legal, completely common throughout Lonoke County and Cabot, and it can save you from having a foreclosure on your credit report for seven years. Your home is still legally yours until that auction actually takes place at the courthouse, which means you have every right to sell it just like any other time—the only difference is you need to move faster than a traditional sale typically allows. Here in Cabot, if you listed your home near the schools or by The Grounds or in one of the newer developments with a regular real estate agent, you’d probably wait several weeks or even months for the right buyer, and your house would need to be in good showing condition throughout that time. But when you’re in pre-foreclosure, you don’t have months to wait, and you probably don’t have the money or emotional energy to make repairs, stage perfectly, and keep it show-ready. That’s exactly why selling directly to a cash buyer makes so much sense. We can close in as little as 7-10 days if time is critical, which gives you plenty of time to pay off the mortgage before the foreclosure sale. You walk away without the foreclosure hitting your credit report and damaging your score for seven years. Plenty of homeowners throughout Cabot and Lonoke County have sold during pre-foreclosure and moved forward with their dignity and credit relatively intact.

How long do I have before my house goes to foreclosure?

The honest answer is it depends on where you are in the process, but Arkansas doesn’t give you as much time as some states, so you need to take this seriously. Once your lender sends that official Notice of Default and Intent to Sell, Arkansas law requires them to give you at least 30 days before they can schedule the auction. But here’s what catches people off guard—by the time you receive that official notice, you’ve usually already been behind for several months. Most lenders don’t start formal foreclosure proceedings until you’re 90-120 days delinquent. So from your very first missed payment to the actual foreclosure auction at the courthouse, you might have four to six months total. But the second half—once you’ve received the official notice—moves very quickly. Once that notice gets published in the newspaper for two consecutive weeks as required, you’re really down to the final countdown. If you’re reading this and you’ve already received that notice with a sale date, don’t waste another week hoping things will work out. You probably have a few weeks left, maybe a month or two at most. That’s enough time to sell if you act now, but not enough time to procrastinate. Every day you wait is one day closer to losing all options. If you’re earlier in the process—just received your first default letter or still in that 60-90 day delinquent stage—you have more breathing room, but you should still treat it seriously and start exploring options now while you still have some control.

Will selling my house in pre-foreclosure stop foreclosure?

Yes, it absolutely will—if you sell in time and for enough to cover what you owe. When you sell and use the proceeds to pay off the mortgage in full, the foreclosure process stops immediately because there’s nothing left to foreclose on. The debt is satisfied, the bank gets their money, you get whatever equity remains after paying off the loan and closing costs, and it’s over. Your credit report will show the late payments you made before selling, and those do affect your score, but you avoid the actual foreclosure, which is far more damaging and stays on your report for seven years. Even if your home is worth less than you owe—which happens often, especially if you bought during Cabot’s boom years when prices were high—selling can still stop foreclosure if your lender agrees to a short sale, where they accept less than the full balance. We’ve helped many homeowners in Cabot and Lonoke County do exactly this—we negotiate with their bank so they can sell, pay off what they can, and walk away without the foreclosure hanging over them. The key is acting while you still have time. Once that auction date is set and you’re down to the final days, it becomes much harder or impossible to coordinate everything. But if you reach out early enough while you still have a few weeks or a month or more, selling is absolutely an effective way to stop foreclosure and move forward with a cleaner financial slate.

What happens if I do nothing during pre-foreclosure?

If you do nothing, the process moves forward on its own, and it doesn’t end well. Your lender will continue with foreclosure proceedings, your home will be sold at public auction at the Lonoke County courthouse right here in Cabot, and you’ll lose the house. Depending on what it sells for at auction and what you owed, you might still owe money—Arkansas allows deficiency judgments, meaning if your house sells for less than your mortgage balance, the bank can sue you for the difference and potentially garnish your wages or bank accounts. So you lose your home and might still owe thousands. The foreclosure goes on your credit report and destroys your score, typically dropping it by 200-300 points or more, making it incredibly difficult for seven years to rent a decent place, get a car loan, qualify for another mortgage, or even get certain jobs that check credit. If you’re still living there until the sale, you’ll be forced out, and if you don’t leave voluntarily, the new owner can start eviction proceedings, adding another black mark. Beyond financial consequences, there’s the emotional and social toll, especially in Cabot where the school district connects so many families and everyone seems to know each other. A foreclosure sale is public record—people might see the notice, neighbors might notice when you suddenly move, and in a growing community this size it’s harder to keep private. On a personal level, doing nothing usually comes from feeling completely paralyzed—feeling ashamed, not knowing where to turn, being too scared or proud to ask for help. But that paralysis only makes the outcome worse. The hardest part is taking that first step and making that first call, but once you do, you’ll discover more options and more people are willing to help than you realized. Doing nothing guarantees the worst outcome. Doing something—even just reaching out for a conversation—opens up real possibilities for a better ending.

Will selling to you hurt my credit less than a foreclosure?

Yes, significantly less damage. A foreclosure stays on your credit report for seven years and causes massive, devastating damage—often dropping your score by 200-300 points or more. Selling your home, even when behind on payments and in pre-foreclosure, shows you took responsibility and resolved the debt rather than walking away. You’ll still have a record of the late payments you made before selling, and those do negatively affect your score, but the impact is nowhere near as catastrophic as an actual foreclosure. Many lenders, landlords, and employers who check credit view someone who proactively sold their home to avoid foreclosure much more favorably than someone who let it go to auction without trying to resolve it. It demonstrates character, responsibility, problem-solving ability, and integrity even in extremely difficult circumstances. That distinction can make a real, tangible difference when you’re trying to rent your next place, apply for a car loan, or start rebuilding your financial life.

What if I owe more than the house is worth?

We can still help you even if you’re underwater on your mortgage, and this situation is much more common than you think—you’re not alone. Sometimes we can work directly with your lender to negotiate what’s called a short sale, where they agree to accept less than the full mortgage payoff amount because it’s still financially better for them than going through the entire foreclosure process. We’ve successfully done this many times with banks and mortgage companies of all sizes, and we understand how to navigate the process, what documentation they typically need, how long it usually takes, and how to present your situation in a way that’s most likely to get approved. It does take some time and patience because the bank has to review everything and make an approval decision, but it’s absolutely possible, and it’s still much better for your credit and your financial future than letting the foreclosure happen.

Do I have to pay any fees or commissions?

No, you don’t pay anything at all. We don’t charge any fees of any kind, and there are no real estate agent commissions that come out of your proceeds like there would be with a traditional sale. We make you an offer based on the property and your situation, and if you accept that offer, the number we quote you is the actual amount you receive. We cover all the normal closing costs on our end. What we offer is exactly what you get. There are no surprises, no hidden fees, no last-minute deductions, no fine print. Just a straightforward, honest transaction.

How quickly can we close?

As fast as you need us to move, or as slow as works better for your situation. We can close the sale in as little as 7-10 days if time is absolutely critical and you’re up against a foreclosure deadline. Or we can wait a few weeks or even longer if you need more time to figure out your next living situation, find a place to rent, arrange for movers, coordinate with your family, or just emotionally prepare for the transition. We work entirely on your timeline and what works best for you. We’re completely flexible because we understand everyone’s situation is different.

What if my house needs a lot of work?

It doesn’t matter to us at all—we buy houses in absolutely any condition imaginable. We’ve bought newer homes near the schools that just needed minor updating, and we’ve bought houses that needed new roofs, new HVAC systems, foundation repairs, complete kitchen and bathroom renovations, homes with code violations, homes with serious structural issues—you name it, we’ve seen it and bought it. You don’t have to fix a single thing. You don’t have to paint, repair, update, or even clean. We buy the house exactly as it sits today. That’s our job to deal with after we buy it, not yours.

Can I stay in the house for a little while after we close?

In many cases, yes, we can absolutely work that out. If you need a few extra days or even a couple of weeks after closing to move out and get settled in your next place, we can often build that into the agreement as what’s called a “rent-back” period or “post-closing occupancy.” Just let us know what you need and what your timeline looks like, and we’ll do our best to accommodate your situation. We understand that moving is stressful and takes time to coordinate properly, especially when you’re already dealing with financial stress.

What parts of Lonoke County do you cover?

All of it, every part of the county. Whether you’re in Cabot proper near the schools or The Grounds, or in Ward, Austin, Lonoke, Carlisle, England, or anywhere else in Lonoke County, we’re genuinely interested in helping. We work throughout the entire county and the broader Central Arkansas region. Location doesn’t matter to us—if you’re facing pre-foreclosure in Lonoke County, we want to talk with you.

Take a Breath. You’ve Got This.

You’ve made it all the way through this entire page, which means you’re seriously thinking about your options and actively looking for a way forward. That’s genuinely good. That’s important.

Whatever you ultimately decide to do, please know that you’re not alone. Thousands of people have been exactly where you are right now—feeling that same fear, that same shame, that same overwhelming uncertainty—and they found a way through it. You will too.

If you want to talk with someone who will listen without any judgment and help you understand your options clearly and honestly, we’re here. No pressure. No sales tactics. No games. Just an honest, respectful conversation.

You can call us at [YOUR PHONE NUMBER] or fill out the short form below. We typically respond within a few hours during normal business hours, and we’ll take it from there at whatever pace feels comfortable for you.

You’re going to get through this. You’re going to be okay. Let’s figure this out together.